Our Process
In order to retire with confidence you must establish a clear direction for your financial future. It begins with defining your goals and objectives and a thorough understanding of your current position. You must then establish a plan to pursue financial independence and identify the best process for implementation. Once your plan is set in motion it must be flexible enough to adapt to the changing environment.
STEP 1
- Prepare your confidential profile
- Take a current financial snapshot
- Assess all guaranteed retirement cash flow sources
- Establish your risk tolerance
- Address any potential special needs
- Review all of your financial concerns
- Evaluate client/advisor compatibility for life long client relationship
STEP 2
- Identify strategies to pursue your retirement goals
- Address the probability of success
- Determine appropriate investment allocation
- Target specific investments
- Screen and select third party money managers
- Conduct an interactive planning session with client
- Present the plan for approval
STEP 3
- Implement the plan
- Involve other professionals as needed (CPA, Attorney, Banker, Insurance Specialist, etc.)
- Purchase investments according to approved investment plan
STEP 4
- Monitor all investments with an eye on market conditions
- Make any ongoing adjustments to the portfolio as needed
- Introduce new opportunities as they arise
- Hold meetings semi-annually to review and adjust the plan
- Communicate, communicate, communicate